Random thoughts

[Saulty]

Work makes it mandatory. They take it straight out of every paycheck.

That's how is here in the US. But it's not mandatory. I only have insurance because of the family. I haven't been to a doctor's office for 15 years. Don't take any prescriptions either.

 

[Tron]

Michael Jackson sold 35 million albums worldwide..................................in the 12 months after his death.

 

[rito]

durito, what are your preexisting conditions? havent you had some serious issue in the past?

I havent even applied yet so maybe i will get denied anyway. But, I dont believe I have to disclose the cancer as its now been over ten years.

 

[Saulty]

Michael Jackson sold 35 million albums worldwide..................................in the 12 months after his death.

Vincent Van Gogh died broke.

 

[wal66]

I'm potentially going senile but for once it paid off. I placed a wager on St Louis Cardinals yesterday at a price that I avoid unless it's in a parlay and then they proceeded to get HAMMERED by the Cubs.

Just went to check and discovered I never confirmed. I just left it in my window and logged out. Big fan of decaying brain cells now.

 

[reno cool]

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[roguejuror]

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:

 

[MonkeyF0cker]

What if you get cancer and the bill is $250,000?

I'd rather get a loan in that situation than pay for insurance my whole life.

 

[betplom]

I'd rather get a loan in that situation than pay for insurance my whole life.

Who will lend $250k to a guy with no job?

only in America!

 

[Saulty]

The hospital will treat you without insurance. You can make arrangements with monthly payments and no interest. If you get cancer chemo is not that expensive. I don't see how it will cost $250,000.

 

[rito]

The hospital will treat you without insurance. You can make arrangements with monthly payments and no interest. If you get cancer chemo is not that expensive. I don't see how it will cost $250,000.

Depends on the cancer and the severity, there are all sorts of ways for it to costs into the several hundreds of dollars range. Especially if you want to live.

 

[Saulty]

is it +EV to buy health insurance at $6000 a year for the next 40 years so it can cover 70% of the $250000 cost of the cancer treatment after paying $10000 deductible?

 

[rito]

Probably not pavy.

But, there are other factors at play, like having coverage for your family.

And this deductible 70% bs is ridiculous. When did they start this. When I had cancer they paid 100%.

You surely have a plan for your family though work though so what is your point? Would you not have it if you didn't have that job?

Insurance is a scam, I know, but I don't have the resources at the moment to assure that my family would be ok without it.

 

[Saulty]

Durito I have a plan for my family because I have a housewife but if she was working my boss pays for mine. I only buy it for her and the kids. I paid $75000 the last 12 years in premiums. We went to the hospital twice for child births and visits to the gyno during pregnancy. We paid $3000 to meet the deductible each year we have a child before the 80\20 kicked in. So in the child birth year I paid almost $10000 in premiums, deductible and the 20% of whatever was beyond. The hospital bill for the birth was $5000. If i didn't have insurance and paid the hospital cash i would have saved $5000.

Healthcare providers is a big scam.

 

[betplom]

Healthcare isn't the scam its insurance that's the scam.

Healthcare = good.

 

[rito]

My hospital bill when Emily was born was 10k (would have been 50 in the usa i bet). I paid $12.50.

GO usa.

 

[Saulty]

Well you need to adopt next child. I ain't paying 50k to a hospital for child birth. I will tell them to keep the child.

 

[rito]

Pavy, if you have a child born premature or anything serious (but not really serious) where they need to stay a week or two in the icu you can look forward to a very large bill. your kid will be ok, and you will be bringing it home regardless of hte bill.