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Post Your Current Credit Score

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764 is a damn nice score Coug. That loan could negatively affect you a small amount because you're closing out three revolving debts, the rule with revolving debts is have them under 50% of the max they are helping you and have them under 30% and they are really helping you. With 764 you have no worries though, you should buy a home in Pennsylvania and I can give you the most competitive pricing on a nice conventional deal.
 
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My last one was 720 I think. Should be higher but for all those new cards I got for the airline miles a few months back...5 new cards I think in a couple months..and I had too many already. I don't plan to use any but the Chase Sapphire card from here on out.and only for points and will pay off every month. ...anything with an annual fee...American Express...United Mileage Plus etc are all getting cancelled. The others will stay open but with no balance. Although part of me feels like I should use periodically so they don't close them on me. . I don't anticipate needing to use them, but you never know. .Chase Sapphire is the best of the best imo.