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Post Your Current Credit Score

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What you want is a true tri-merge containing Equifax, Experian and Trans Union. The mid score is your true score. That all have very complex formulas for coming up with your score and the results can vary hugh amount of points.

A lot of those sites give you the report but then you have their "credit guard" or whatever on a 30 day trial basis. It's nothing but distracting horseshit.

Credit = keep all revolving debt (credit cards) below 50% to help your score, below 30% to REALLY help your score. Pay everything on time.

Repeat.

You guys in the 8's certainly have your shit together but you already knew that.
 
was pushing upper 780s until divorce and fell ill with this disease about 2 yrs ago.
was raised and taught how to keep credit in check growing up and importance of it.

no idea now wht it is but AMazon sent me a card limit of 2500 no problem at xmas
suckers:guitar:
already got a chase card teetor tootering on verge of maxing out.. think it was 35oo limit ???


like I said though couple yrs ago I fell ill with a fairly common disease these days Doc Hokins Uni is just know acknowledging
its been labeled the "used to give a shit about all the burdon that bears down upon us the older we get worrying with retirement , good credit, good health, etc... then couple blows to a young mans life saving due to a cunt of a wife and maybe a few 2 many ER room visits each yr getting sewed up or straped into gurny with heart machines, IVs, all kinds sensors and shit and them BAM


those bills come in and bank comes after ya for xwifes car note,loans, IRS cheats, etc... and ya got no choice but say " fuk it"
honestly give shit bout credit or any of the shit society expects as we grow old into retirement.
and I really used to worry over that kinda stuff, getting bills paid on time, keep CCs paid off each month, never carried over a balance.

now I'm in midst of my masterplan to get my $$$$ worth when the banckrupcy and taxman commeth:blittster:
Reno, lets start a credit revolution and we go into bowels of the creditors scores in a blaze of glory :lol:
max out all cards in site, after applying for as many as possible, max out , stash investment/loot ( gold/silver) ...
yrs go by and 1 day we rich bitch with no starting capital or very little at best
 
i remember running around with college girls who where dumber than shit , couldnt hold a job anywhere at the mall and wouldnt have a clue how to pay a bill...but had high credit scores because they applied for everything under the sun and their parents were paying every bill off for them... it was a turnoff...so i angry fucked them
 
dad( with a banking back ground) always told me its possible to have to high of credit score which makes about much sense to me as
how LLCs can run up mountains of debt, screw over every person owed by them, file bankrupt... walk away start again with new name and
LLC and rinse repeat process... amirate or missing important detail here.

ie: guy here built houses ran up well over 500K in debt to supliers, all trades on job, land owner,bank consrtuction loan etc...
put all his shit in moms name, files bankrupt walks away smiling while owing multple crews of roughnecks 60K +, lumber yard 250K+, wtf???

month later starts building another 650K house in same subdivision :choke: cant wrap my head around how they just walk away leaving businesses cash flow wiped out , with no intention of paying debt and not charged with some kind of fraud ?
anyone familar with fraud laws compared to a mega stiff scam they have no stake in besides moving others money around and in charge ogf accounts payable
 
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