Dave I vehemently disagree with your idea that we shouldn't have a playoff because there will be disputes anyway. I've heard it before and it's really pretty stupid.
Of course there will be arguments. there are arguments over who makes the ncaa tournament in basketball. but so what? Poll sports fans and I bet over 90% would agree basketball is a far far far better system than football. In football I'd like a 16 team playoff but if that's not possible then an 8 team playoff. At least then you'd be giving more teams a shot and if they don't make it, they can take the blame. Any team with a really good regular season will make an 8 team playoff. As it is, you can have 3-5 teams with a serious argument for being in the national championship game, and a few teams will be seriously screwed each year. The idea is to give 8 teams or 16 teams a chance at the title instead of just two teams. The current system is grossly unfair and indefensible. The new head of the BCS wrote a column saying it's not a bad system or whatever but I bet even he before he was elected was not arguing in favor of this travesty of a mockery of a sham.