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I am doing a budget

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IAG
Sorry Pal, I couldn't disagree more....unless you making poverty level income...then it's what you make.

Muddy lives my himself in an apartment...no babies to feed, braces to buy, no fancy car, cheap microwave, not putting money into a house because he is a renter, no Indian treadmill moving love slave., no maid or poo service. In other words I can assure you he does not live extravagantly. If he is struggling...he doesn't make enough money.

End of story mama.
 
Muddy lives my himself in an apartment...no babies to feed, braces to buy, no fancy car, cheap microwave, not putting money into a house because he is a renter, no Indian treadmill moving love slave., no maid or poo service. In other words I can assure you he does not live extravagantly. If he is struggling...he doesn't make enough money.

End of story mama.
I think he said he buys what he wants when he wants...like guitars, expensive food, and things that may not be considered necessities. Hence the need for a budget.

At least in my experience, the more money I made, the more I spent. My spending increased at a far greater level than my income. You can make 500,000 a year. If you spend more than that, you have a deficit. Accounting 101. It doesn't have to be on items considered extravagant like poo pickup. End of story "papa."
 
when 50% of your income is rent and your place ain't that nice...uh..like in unit laundry and your microwave sits on the counter instead of the over the range like everyone with a half way decent kitchen set up has.

You ain't making enough ends,paper,greenbacks,loot, cash,dinero.
 
when 50% of your income is rent and your place ain't that nice...uh..like in unit laundry and your microwave sits on the counter instead of the over the range like everyone with a half way decent kitchen set up has.

You ain't making enough ends,paper,greenbacks,loot, cash,dinero.
I understand what you are saying, but I think rent in Toronto is realllllly expensive.