It's not even close to my area of expertise, in fact I know nothing. I am trying to learn at the moment. To this point I run most of my books through a USA address and bank.
As for fees? I don't know, Colombian banks won't even take a neteller transfer for more than $50 without flipping out if they take one at all. I don't believe it is even possible in Panama to transfer to/from neteller.
Neteller/MB aren't gonna let you use a bank, as far as I know, that is not in your official country of residence and they are serious these days on documents for proof of residence.
I am looking into some other things, I'll let you know. Maybe juror can help us.