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Random thoughts

Marty tell us how badly the insurance rate is for a new policy. I got quoted $3k - which would reduce greatly after the first 12 months.

The reason? Because the insurance company considers you a new driver if you haven't had coverage in the last so many years.

I prefer gov't run auto insurance like they have in Sask and Manitoba, my rate would be 1/3 of what they start me at in Ontario.
 
Marty tell us how badly the insurance rate is for a new policy. I got quoted $3k - which would reduce greatly after the first 12 months.

The reason? Because the insurance company considers you a new driver if you haven't had coverage in the last so many years.

I prefer gov't run auto insurance like they have in Sask and Manitoba, my rate would be 1/3 of what they start me at in Ontario.

The wife's been listed on her parents' insurance since her teens so she's getting a good rate ($1300). I'll be added as an occasional driver - it would be right around $2k for me as primary driver. Wifey is going to put most of the mileage on it anyway since she'll have to commute to her TO office a couple times a month.