We have straight talk, $50/mnth for everything, for each of us, so total of $100/mnth. My phone is two years old. I have very few complaints with it, I use it primarily for work and use email, text, and calls mainly and mostly, like every damn day. I have a laptop, and a tablet (don't think it has built in hotspot, nor have I inquired about it). I would love to update to a galaxy xs, I think it is, but that is like $300. Not that I couldn't afford that, I just can't justify spending that much on a phone when I have a perfectly good one currently that does all I need it to. I had Sprint at one point, and so long as you had, or renewed your contract, you could upgrade your phone for next to nothing, or at least very cheap....but the plans were far more expensive, and be it that we use our phones pretty much all time, and for email, web, calls, and texts, it's super cheap and I feel that getting on another plan/contract despite the actual cell phone deals, may not be financially be worth it for us.