Muse
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They are High Risk occupations and this is one of the rewards for putting themselves on the line. Imagine what those city and states budgets would be if they had no fire or police protection.
Wal, being a fireman is one of the safest jobs out there. There motto is "no heroes today." They are VERY safe. Police on the other hand, I'll give you that, especially in Miami. But it's not just Miami, it's police in every town that are getting these pensions, not just the dangerous cities. So no, that's not why they get them. The unions have worked hard to get them these pensions and they are drowning cities and states.
In full disclosure, If I was either a fire fighter or police officer, I would support 100% for the retirement package because it would benefit me. As it is though, I'm not. So as a tax payer I'm on the hook paying for this shit and I believe that money should be used differently, not paying retired men and women 75% of their 5 highest paid years when they no longer contribute.
Wal, lots of dangerous jobs in each city not getting these pensions. The unions are to blame here. Look at what happened to Auto in Detroit Wally, each city is facing similar circumstances.
And no need to go to the other extreme and imagine what budgets would look like without either because that's illogical. There can be a happy medium. Both Police and Fire in all cities are flooded with applicants every time they hire. If there wasn't a pension would that deter some? Sure, but not many. Most are young guys that just want to get into Police and Fire and would do it without a pension and could do the job just fine.