Moving Day

Cougar Bait · Thursday at 11:00 AM

I don't like debt. Borrow as much as possible, yeah that's not me. I put a big down payment on the Benz and paid double payments too in order to pay it off faster.

Dingo · Thursday at 1:10 PM

US mortgage are different than the ones in Canada,American’s can write off the interest ,we can’t unless it’s a rental or commercial.I have heard the debate where it is wise to not pay off a home in the States and invest the funds but I am old school and nothing better than not owning a nickel on anything

Boner_18 · Thursday at 1:28 PM

There are worse things than prepaying a mortgage. But in the US 99/100 it's one of the best tax deductions out there. Market rate minus .25-.35/dollar is usually market minus .75-1.25%.

If someone tells me I can borrow today at approx 5.25% I'm not worried about how I'm going to pay it back. I'm worried about how I can figure out a way to borrow the max.

roguejuror · Thursday at 5:58 PM

Boner_18
There are worse things than prepaying a mortgage. But in the US 99/100 it's one of the best tax deductions out there. Market rate minus .25-.35/dollar is usually market minus .75-1.25%.

If someone tells me I can borrow today at approx 5.25% I'm not worried about how I'm going to pay it back. I'm worried about how I can figure out a way to borrow the max.

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